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Filing An Insurance Claim With Progressive After A Coeur d’Alene Accident

Coeur d’Alene boasts scenic wonders that draw in visitors from all over the country. Yet, this natural playground has its share of crazy drivers and interstate headaches just like anywhere else. People trying to get to work or school, or to the store and back can encounter the kind of careless driving that puts all motorists at risk.

If a thoughtless driver lands you in an accident on I-90 or along Government Way, you’ll quickly have to guard yourself against the sometimes heartless treatment insurance providers rely on. Insurance giants like Progressive can seek to confuse victims injured by their policyholders. They can find ways to turn the blame for an accident around on you, just to avoid offering you what’s fair.

Finding Insurance Support for Coeur d’Alene Accident Victims

Regrettably, you’ll have no choice but to deal with an at-fault driver’s insurance agent when you seek support for a car accident injury. But you always have the option of skipping the worry of an insurance claim by allowing an experienced Idaho attorney to handle your case.

You should never face the difficult task of injury recovery while also struggling to find ways to pay enormous hospital bills and emergency services fees. A car accident attorney with CCD Law can gather evidence and secure witnesses from your accident to build an airtight case that insurance companies can’t dispute. They should be held accountable for every expense you face.

Contact our legal experts for a free consultation on your case today.

Progressive Insurance Tactics After an Accident

Millions of drivers choose Progressive as their auto insurance provider. Maybe it’s their spokespeople who make them so popular. Flo and Jaime are constantly on TV talking about bundling coverage.

Sadly, entering the claims process with Progressive isn’t as fun as their commercials. Progressive will first delay their response to your claim. They make you wait while your medical expenses continue to mount and you miss more and more paychecks at work.

This delay may soften you up to accept the first offer they make you. This offer is usually far less than you need to pay your doctors’ bills and let you catch up on monthly expenses like car payments and mortgages. Progressive agents are hoping you don’t have a car accident lawyer on your side to tell you when you’re being treated unfairly.

Compensation for Hardships Left Out of Insurance Offers

After an accident, victims will face many unexpected difficulties that leave them vulnerable physically and financially. These hardships should all be covered in a claim for damages against the responsible driver’s auto insurer, but often many factors are left in the lap of the victim.

A personal injury lawyer will work with you to make sure each and every one of your damages are included in a claim. It’s important to document each expense because anything you forget to list will most likely come out of your pocket.

There are many key factors that your personal injury attorney will make sure are clearly stated on your claims list. This can include some things an insurance company might wish you didn’t think to include:

  • Injury Flare-Up: Injuries don’t always heal and stay that way. Broken bones can set wrong and require surgery down the road. A back or neck issue could require physical therapy years into the future. It’s unlikely you’ll be able to call upon Progressive again after you’ve signed a settlement agreement.  That’s why it’s so important to make sure any potential costs are covered by an award.
  • Loss of Paychecks: Reimbursement for a week or more of lost wages at work could be added to a settlement or court award, but what if you miss time in the future? An injury flare-up means more than just further hospital bills. They can mean you are knocked out of work again, but this time for a month or more. Making sure your car payments and rent or mortgage get paid is of vital importance.
  • Permanent Disability or Disfigurement: Suffering paralysis, blindness, brain damage, or the amputation of a limb can all provide lifelong challenges. Care over a lifetime should be anticipated and an experienced car accident lawyer will know how to secure expert medical opinions on just how much victims will need for treatment each year of their lives. Medical equipment to help with mobility and home modifications can also be required. If a victim is no longer able to perform his or her job, a new career path could be necessary. School tuition and training are expensive.
  • Emotional Therapy: After a frightening accident, mental trauma can continue long after the physical wounds have healed. Victims will suffer anxiety. They could also face depression caused by their loss of enjoyment of life due to severe injuries. Money for psychological counseling can be included in a settlement.

Contact a Coeur d’Alene Car Accident Lawyer

After you are injured in a car accident and end up facing off against an at-fault driver’s insurance provider, contact a Coeur d’Alene Car Accident Lawyer as soon as possible. You were left vulnerable by a careless driver and you could be vulnerable again when confronting a giant corporation like Progressive to try to find help with your bills. Contact us for a free case evaluation to find out how to avoid the pitfalls of dealing with someone else’s insurance agent.

Established in Spokane in 1948, Crary, Clark, Domanico, & Chuang, P.S. is licensed and practices in both Washington and Idaho. We are committed to providing our clients with the absolute highest quality legal representation.

 

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