Do I Need a Personal Injury Lawyer If I Can’t Pay My Credit Card Bills After a Spokane Car Accident?

For many people in Spokane, the aftermath of a car accident brings a lot of uncertainty. In the short-term, you’ll need medical care, you may miss significant time at work, and you’ll have to get your car fixed or maybe even replaced. Then, there’s the long-term impact the accident can have on your life and emotions. All of this is significant, but there’s also the practical challenge of how you’ll pay for everything. Most of the time, the financial impact of a car accident leads to racking up credit card debt to simply survive.

Spokane Car Accident Victims Can Turn To CCD Law

When you’ve been hurt in a Spokane car accident, you can turn to the experienced personal injury lawyers at CCD Law. Our team has extensive experience with car accidents and the impact they can have on you and your family. We can help guide you through the legal process and make sure you get the support you need to recover from your injuries.

To get started, contact us today to set up a free consultation.

Spokane Car Accidents and Injuries

Spokane, like many parts of California, experiences a significant number of car accidents. Whether within the city or the surrounding area, the roads are often busy, and navigating them can be complex. Consequently, various types of car accidents occur due to specific conditions. Some of the most common car accidents in Spokane include:

  • Rear-end accidents – These occur when one vehicle hits the rear of another, often caused by tailgating, distracted driving, or sudden stops.
  • T-bone accidents (Side-impact) – These accidents happen when one vehicle collides with the side of another, typically due to running red lights, failing to yield, or making illegal turns.
  • Head-on accidents – These involve two vehicles colliding front-end to front-end, often caused by impairment, wrong-way driving, or risky passing.
  • Single-vehicle accidents – These occur when a vehicle collides with a stationary object like a tree or pole, usually resulting from speeding, distraction, or driving under the influence.
  • Multi-vehicle accidents – Involving multiple vehicles, these accidents can be triggered by factors like adverse weather, poor visibility, or reckless driving.
  • Bicycle and pedestrian accidents – Car accidents involving cyclists or pedestrians can be particularly dangerous, often caused by drivers failing to yield or being distracted.

Injuries are highly likely in any type of car accident, each with varying levels of severity. These injuries may include:

  • Traumatic Brain Injuries (TBIs)
  • Loss of limbs
  • Paralysis
  • Internal bleeding and organ damage
  • Lacerations
  • Burn injuries
  • Facial injuries
  • Fractures and broken bones
  • Head, neck, and shoulder injuries
  • Muscle strains
  • Ligament damage
  • Back strains
  • Bruises
  • Whiplash
  • Emotional distress
  • Post Traumatic Stress Disorder (PTSD)

Spokane’s diverse weather, busy streets, and sometimes challenging traffic increase the chances of accidents. But no matter the accident type, there will be damage. So, it’s vital to know how damages are figured out and how you can take steps to recover.

How Are Damages Calculated in a Spokane Car Accident?

Unfortunately, every Spokane car accident is going to have some type of damage. Normally, this ranges from injuries to you and any passengers to damage to your vehicle that you’ll need to take care of. In order to address these damages, Washington law provides a path to financial support. The support you may receive depends on the extent of your injuries and how the accident has affected you emotionally and financially. To determine your damages in a Spokane car accident claim, several factors come into play:

  • Medical expenses – These include the costs associated with your medical treatment, from initial care to ongoing support.
  • Rehabilitation and physical therapy – This covers the expenses related to your recovery process through therapeutic interventions and rehabilitation programs.
  • Pain and suffering – This accounts for the physical and emotional distress you’ve endured due to the accident.
  • Loss of quality of life – You may receive this if the accident significantly diminishes your overall well-being and life satisfaction.
  • Costs for disfigurement or permanent injury – Provided in case the accident results in permanent changes to your appearance or abilities.
  • Lost wages – This refers to the income you couldn’t earn due to the accident.
  • Loss of future income – Awarded if the accident negatively impacts your ability to work and earn money in the future.
  • Loss of companionship – This addresses the emotional and personal consequences of a significant relationship being affected or severed due to the accident.

Credit Card Debt

While not explicitly mentioned in the above damages, it’s likely that you or a loved one will attempt to pay for some of your immediate medical expenses and other damages by using your credit card. This, obviously, can rack up debt quickly.

In these situations, our team can help you by negotiating with your credit card company to let them know the situation and see if there are any potential payment plans or other options in place. Then, when you reach a settlement and recovery financially, you can go back to your credit card company and try to work with them to resolve the balance.

Overall, every car accident claim is different, and not all of these damages may relate to your situation. Nonetheless, filing a claim is the only path to seek the available financial support under the law. So, having skilled representation is vital to ensure you get the financial support that’s available.

Do You Need a Personal Injury Lawyer After a Car Accident in Spokane?

In simple terms, collaborating with our experienced personal injury lawyers can enhance your chances of receiving what you’re owed in your claim in Spokane. Our team has a track record of handling various cases and is skilled in negotiations with insurance companies and legal professionals.

Here’s why our Spokane personal injury lawyers can be a valuable asset in a car accident claim:

  • Legal experience – Our lawyers are well-versed in Washington’s personal injury laws, understand the legal procedures, and can construct a robust case on your behalf.
  • Evaluating your damages and case – We can thoroughly evaluate the extent of your losses to ensure you pursue fair compensation.
  • Negotiating with insurance companies and others – Our lawyers are adept at negotiating with insurance companies to maximize your claim’s value.
  • Litigation support – If necessary, we will represent you in court, striving for the best possible outcome.

While it’s not required to hire a personal injury lawyer, our expertise can be extremely helpful in your pursuit of a settlement. We will guide you through the legal process, safeguard your rights, and assist you in obtaining the financial support you rightfully deserve.

Get the Help You Need From Our Spokane Personal Injury Lawyers

If you’ve suffered an injury in a car accident in Spokane, you don’t have to navigate the challenges on your own. CCD Law is here to provide you with the assistance you need to recover and seek justice for the harm you’ve experienced. Our experienced team of personal injury lawyers is ready to offer experienced guidance and support throughout the legal process.

We firmly believe that every injury victim deserves to get what they’re owed under the law, and we are committed to standing up for your rights. Contact us today to set up your free, no-obligation consultation and let us give you the help you need.

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