What If My Medical Bills are Due, and a Car Insurance Company Won’t Pay Me After a Spokane Car Accident?

Crary, Clark & Domanico helps people that have been injured in car accidents throughout Spokane. Of all the questions that come with a car accident, one of the most stressful involves how you’ll pay your medical bills. Our team can help. Contact us today for a free consultation to get started.

What if a Car Insurance Company Won’t Pay Me After a Car Accident?

The biggest drawback of working with a car insurance company–whether it’s your own or someone else’s–after a car accident is that they control the timeline. They get to decide what your claim is worth and what they want to offer you in a settlement. So, it’s frustrating when they drag out the process as a way of saving money.

Still, you have other options If the insurance company isn’t cooperating with you. You could file a personal injury lawsuit, which is a fairer process. The tradeoff, though, is that a lawsuit takes longer and requires more effort. But along with medical bills, it gives you a chance at fuller damages like:

  • Lost income
  • Repair/replacement costs for your car
  • Pain and suffering
  • Emotional distress
  • Reduced quality of life

Facing a car accident is always challenging, but you have to remember that you have options that our team can help you with. But there’s also things you can do to make your case stronger.

Can I Speed Up the Insurance Process After a Car Accident?

It’s incredibly frustrating to be at the mercy of an insurance company after a car accident. But the reality is you have bills you need to pay, so any steps you can take that might speed up the process are necessary. With that, there are a few simple steps you can take right away to help speed up the process and avoid unnecessary delays:

  • Call 911 – Even if you don’t think you’re seriously hurt, call 911. Getting medical help quickly not only protects your health–it also creates a medical record that shows the insurance company your injuries were real and taken seriously. Waiting too long can slow things down and give them room to question your claim.

  • Ask for police – While you’re on the phone with 911, ask for the city police, WSP, or Spokane County Sheriff’s office to come to the scene. An official report can clear up a lot of confusion and help prove what happened. Insurance companies rely on this report to understand the basics of the crash, and having it early on can speed things up.

  • Document the scene – If you’re able, take pictures of everything–the vehicles, any damage, your injuries, the road, and anything else that seems important. Get the other driver’s name, contact info, and insurance details too. The more info you have upfront, the less time you’ll spend chasing it down later.

  • Watch your statements – Don’t admit fault or guess about what happened. Just stick to the facts when you talk to the police or the insurance company. A simple, consistent story helps move your claim along faster. If questions come up, our team can handle them for you.

These steps can go a long way in helping your insurance claim move faster. The more complete and clear your information is from the start, the less the insurance company has to investigate. And remember–filing the claim quickly and staying on top of it is just as important if you want to avoid delays.

Contact CCD Law For Help With Insurance Companies After a Spokane Car Accident

You don’t have to hire a lawyer after a car accident in Spokane, but if you’re dealing with serious injuries, lost wages, and growing medical bills, trying to handle everything on your own can slow things down. Our Spokane car accident lawyers at CCD Law are here to take the pressure off and help your case move forward as quickly and smoothly as possible.

Here’s how we can help speed things up and get you closer to a fair settlement:

  • Break down your legal options so you’re not left guessing what to do next or making choices that could delay your claim.

  • Gather important evidence early–like medical records, the accident report, and witness statements–so the insurance company has less reason to stall.

  • Investigate the crash thoroughly to figure out exactly who’s responsible, which helps prevent finger-pointing and back-and-forth that wastes time.

  • Handle all communication with the insurance company so you don’t have to deal with delays, misleading advice, or lowball settlement offers.

  • File a lawsuit if necessary and represent you in court if the insurance company drags its feet or refuses to treat you fairly.

We take care of the legal work so you can focus on healing. And because we work on a contingency fee basis, you don’t pay us anything upfront–we take our fee from whatever result we get for you. Contact us today for a free consultation to get the process started.

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